
SMALL BUSINESS LENDING INTEL

Small Business Lending Forecasts
SBA 7(a) Small Business and Franchise Business Lending Forecasts
Our Forecast Model
Our forecast model is far from a crystal ball, it’s just an AI-powered best guess. We created our SBADNA forecast model in 2020 and while we continue to make adjustments, it’s a powerful tool. Our analytics platform allows for forecasts to be created based on a combination of multiple different filters. For lenders and franchises with fewer than 10 years of data, or when the loan data category has minimal or erratic data, the forecast quality suffers. Our forecast model is based on Holt-Winters Forecasting model a.k.a. Triple Exponential Smoothing. The forecast is calculated as a weighted average of all historical data. Recent data is weighted exponentially higher than older data. The Holt-Winters method is based on either additive or multiplicative components. The AI-powered platform internally calculates results by both algorithms and shows the best results of the two.

SBA 7(a) General Lending Forecasts
SBADNA Analytics Forecasted SBA 7(a) Loan Activity
All Loan Amounts
Loan Amounts < $150K
Loan Amounts $350K - $1M
Loan Amounts < $1M
Loan Amounts > $1M

SBA 7(a) Franchise Lending Forecasts
SBADNA Analytics Forecasted SBA 7(a) Loan Activity
All Loan Amounts
Loan Amounts < $150K
Loan Amounts $350K - $1M
Loan Amounts < $1M
Loan Amounts > $1M

SBA 7(a) Industry Lending Forecasts
SBADNA Analytics Forecasted SBA 7(a) Loan Activity
Industries Included:
Full-Service Restaurants
Hotels (except Casino Hotels) and Motels
Limited-Service Restaurants
Gasoline Stations with Convenience Stores
Child Care Services
Offices of Dentists
All Other Specialty Trade Contractors
Plumbing, Heating, and Air-Conditioning Contractors
Fitness and Recreational Sports Centers
Beer, Wine, and Liquor Retailers
Offices of Physicians (except Mental Health Specialists)
General Automotive Repair Snack and Nonalcoholic Beverage Bars

SBADNA Analytics
Source: All SBA 7(a) data shared is based on all SBA lending from all sources and not from SBA lending through LoanBox. SBA data and reports are not from the SBA but from SBA data from the lending analytics platform developed and maintained by SBADNA Analytics. SBADNA and LoanBox are both owned by the same parent company FuseSync LLC. LoanBox and SBADNA does not validate or verify the data released by the SBA and provides no warranty of data accuracy or completeness.
Data Source & Methodology
The original source of SBA loan data is derived from data released by the U.S. Small Business Administration (SBA). The SBA collects individual loan data from the SBA lender/bank approving and providing SBA loans. The SBA then makes basic loan data public through the FOIA (Freedom of Information Act) requirements. The SBA FOIA data is imported into the SBADNA advanced analytics platform which is then used to generate the reports and rankings
Read more about SBADNA utilizing SBA loan data source and methodology.

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