The innovative lending platform makes everything instantly easier and faster. You no longer have to call a bunch of banks and try to figure it all out. Log onto the app, answer questionnaires, complete your loan package, and the platform will match you to the right lenders. Select which lenders you want to access your loan package and offer a loan proposal. Receive loan proposals from interested lenders, select the winning lender, and always know what’s going on from application to funding and what’s needed next in the loan process. The LoanBox app is similar to Carvana but for business loans, offering an easy path and stress-free ride to funding your growth. Take the wheel, control your own loan journey, and make your business loan a reality, one click at a time.

Do It Yourself Loan App
Everything you need to complete your SBA loan yourself is available on this portal. You have all the tools at your disposal, eliminating the need to scour the internet for information, which is often too general and not tailored to your specific small business or franchise needs. Use the included FAQ if you have any questions, and take advantage of AI avatars we've hired to explain different SBA loan topics. Everything you need for your business loan is consolidated in one place: here.

Free LoanBox Advisor
While you could do it yourself and achieve great results, some of you might prefer not to navigate this process alone. Especially when you have access to a free loan advisor who can manage everything for you. Your advisor acts as your advocate, carefully handling the loan process from obtaining loan proposals to recommending the best lender for your loan type at this specific time. They will also work directly with the lender on your behalf through to loan closing. Simply upload your documents, and we handle the rest.

LoanBox Unmatched Matching

LoanBox is unmatched in its ability to secure big loans for small businesses. Our platform specializes in matching small business and franchise owners with the right lenders tailored to their specific loan requirements and unique circumstances. The larger small business loans are often used for purposes like acquisitions, expansions, partnership buyouts, joint ventures/mergers, succession buy-ins, and commercial real estate. In these critical scenarios, the last thing a business owner needs is a prolonged approval process ending in rejection or an unfavorable agreement. Delays in securing necessary funding can significantly impact a business, sometimes resulting in lost opportunities.

LoanBox employs advanced technology to ensure your significant small business loan is paired with the most appropriate lenders. When business owners submit their loan packages—comprising their application and documentation—LoanBox algorithms immediately begin calculating and cross-referencing against the criteria of top-ranked lenders. This includes national lenders, specialty niche lenders, SBA lenders, conventional only lenders, and local lenders in every state. The platform’s next-level filtering and matching system considers multiple criteria such as:

1. Credit scores

2. Debt service coverage ratio

3. Years in business

4. Startup status

5. Guarantor and collateral requirements

6. Debt-to-income ratio

7. Loan-to-value ratio

8. Industry

9. Franchise brand

10. Borrower type

11. Loan type

12. Loan purpose

    + Other qualifying metrics

By targeting loans with precision, LoanBox saves business owners valuable time, reduces costs, and alleviates stress from working with unsuitable lenders.

Choosing an incompatible lender is the leading cause of the frustrating and stressful lending experiences faced by many small business owners and franchisees. Each year, thousands of entrepreneurs seek financing from banks that have a low probability of approving their loan.

Applicants tend to randomly select lenders that don’t specialize in their industry, business type, or loan amount — mistakenly believing all banks are alike in the context of SBA loans or small business financing, and that the only difference lies in interest rates.

When delays from not getting it right can result in losing out on the deal all together, why do entrepreneurs often find themselves on the wrong path, wasting weeks only to have to start over elsewhere? The obvious answer is because most business owners don't have access to a crystal ball. With the launch of LoanBox, business owners finally have something that’s much more reliable, predictable, and repeatable.

Don’t waste time and effort getting rejected by the wrong lender.

Want to cut to the chase and get it right the first time? Then think about experience, focus and criteria during lender consideration and selection.

LoanBox does this for you.

LOANBOX HAS YOUR LOAN COVERED BUT WHAT ABOUT EVERYTHING & EVERYONE ELSE?

Lending Ecosystem Vendors

The lending landscape encompasses a wide array of vendors, as it intersects with numerous sectors. Essential professionals may include contractors, attorneys, credit card processors, life and business insurance agents, escrow agents, business valuation firms, acquisition consultants (both buy-side and sell-side), appraisers, financial advisors, estate planners, tax consultants, CPAs, and various types of lawyers. These experts can play a crucial role in securing startup loans, acquisition loans, partner buyout loans, and commercial real estate loans.

Vendors Matched for Your Needs

Vendors fill out a detailed profile form, and their information is matched with borrower inputs. Once the borrower completes their loan package, a tailored list of compatible vendors is generated on their dashboard for quick and convenient access. For instance, if you're looking for an acquisition loan, LoanBox not only displays qualifying lenders but also highlights matching vendors, such as a purchase agreement attorney who specializes in your specific industry.

Search for the Right Vendors

LoanBox operates as a free platform for vendors and suppliers, providing them with visibility at no cost. This allows them to offer their best pricing, as we do not take a commission. You can easily search the portal and utilize filters to find the vendor that suits your needs. A simple click reveals the contact card, while another click displays the full vendor profile. Please note that not all vendors with contact cards will have complete profiles.

Loan Advisor

Although the app is easy enough to do everything yourself, some prefer someone to just take care of everything for them. If this sounds like you then we’ve got you covered.

Get free advice, guidance, and hand-holding from beginning to end. Our LoanBox Advisors provide friendly support and help handle everything about your loan for and with you.

A LoanBox Advisor is a friendly human who supports you in all aspects of the LoanBox and helps handle everything from getting started and answering questions, to providing support along the way.

Get free support whenever you need it in all aspects of utilizing the app.

Do I have to download anything?

No, you can access the platform directly through our website by logging in each time. However, downloading the app takes just seconds, enhances formatting across multiple devices, and is easy to uninstall after your loan is closed. You can access the app from our website by clicking any of the Start Loan buttons. Once signed in, you have the option to continue using the web platform or download the app at any time. The app provides a convenient desktop icon and an adaptive screen experience for your phone, tablet, or laptop.

LoanBox Manager
Banks are integrated with the LoanBox platform with each bank having their own independent app. When the borrower selects the winning lender proposal the LoanBox turns from loan packager to loan manager for the borrower. The LoanBox manager populates the loan process and documents needed for each stage. The Loan Manager tracks the process of the loan, shows what docs are needed and when they are due, and the app-to-app messaging makes time stamped message communication. Borrowers are able to upload ongoing documents. When the lender changes the process stage in the kanban pipeline the LoanBox manager sends an alert to the business borrower (and to franchisor for white labeled apps).