SMALL BUSINESS LENDING INTEL
SBA FRANCHISE LENDING
SBA Franchise Lending in 2024
Counts and Statistics for SBA 7(a) Franchise Lending
SBA Franchise Lending in 2024
SBA Franchise Funded Loans in FY 2024
457 banks funded 3,680 franchise loans for $2.7 billion to franchise borrowers from 1,115 different brands in 222 industries. The average loan amount funded was $722,652. SBA franchisee loans were funded in all 50 states to borrowers from 1,633 cities. 81% of SBA franchisee loans were funded for a project state which is different than the bank’s state. The average bank spread over the prime rate was 2.37%. Franchise business loans accounted for 13% of all funded SBA 7(a) dollars.
Top 20 Franchise Brands in SBA Lending
FY2024 SBA 7(a) Funded Loans
Loan Amount Tiers
SBA 7(a) Franchise Lending by Loan Amount Tier
SBA Franchise Lending Bank Activity
SBA Lender Activity for Franchise Lending
Out-of-State Bank Loans
Out-of-state Lenders Dominate SBA Franchise Lending
Franchise Lending Forecasts
SBADNA Analytics Forecasted SBA 7(a) Loan Activity
Historical Franchise Lending
Historical SBA 7(a) Loan Activity
SBA Franchise Lending Geography
SBA 7(a) Franchise Lending by Project State, County, & Borrower City
SBADNA Analytics
Source: All SBA 7(a) data shared is based on all SBA lending from all sources and not from SBA lending through LoanBox. SBA data and reports are not from the SBA but from SBA data from the lending analytics platform developed and maintained by SBADNA Analytics. SBADNA and LoanBox are both owned by the same parent company FuseSync LLC. LoanBox and SBADNA does not validate or verify the data released by the SBA and provides no warranty of data accuracy or completeness.
Data Source & Methodology
The original source of SBA loan data is derived from data released by the U.S. Small Business Administration (SBA). The SBA collects individual loan data from the SBA lender/bank approving and providing SBA loans. The SBA then makes basic loan data public through the FOIA (Freedom of Information Act) requirements. The SBA FOIA data is imported into the SBADNA advanced analytics platform which is then used to generate the reports and rankings
Read more about SBADNA utilizing SBA loan data source and methodology.